Get paid, make payments, and use virtual and physical cards.

Easy banking for freelancers and entrepreneurs.

All of your payment tools on one platform.

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  • 0080
  • 0000
  • 0000
  • 12/28
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Pay and get paid on platforms you already use

  • Upwork
  • Fiverr
  • PayPal
  • Payoneer
  • Amazon
  • eBay
  • Shopify
  • Etsy
  • Google
  • Apple
  • Netflix
  • Spotify
  • Airbnb
  • AliExpress
  • Walmart
  • Meta

Logos are trademarks of their owners and do not imply partnership.

Worldwide

Popular countries our customers send money to

Pay friends, family, and businesses in 24+ countries from one Payowire account.

  • USA
  • UK
  • Bangladesh
  • Canada
  • Australia
  • Germany
  • France
  • Italy
  • Spain
  • Netherlands
  • Sweden
  • Greece
  • UAE
  • Saudi Arabia
  • Kuwait
  • India
  • Pakistan
  • Philippines
  • Singapore
  • Thailand
  • China
  • Nigeria
  • Argentina
  • New Zealand
How it works

How payments work

Get started in three simple steps.

  1. 01

    Create a free account

    Open a free account from Register and confirm your email.

  2. 02

    Get a global account and cards

    Request a global bank account and virtual cards so you can receive and make payments worldwide.

  3. 03

    Withdraw to a local bank

    Withdraw to your local bank account whenever you are ready.

Flexibility

The power to make things happen

  • Create an accountSign up free in minutes.
  • Unlimited virtual cardsIssue a card for every need.
  • Get a global bank accountUSD, EUR, and GBP details.
  • Pay globally by cardShop and pay worldwide.
  • Receive international paymentsFrom clients and platforms.
  • Instant statementsDownload them any time.

Payowire provides virtual Visa and Mastercard for payments worldwide. Open a global account to receive freelancer and marketplace payouts, then withdraw to your local bank.

One account

Everything in one account

Receive, spend, send, and withdraw money from a single Payowire account.

Global accounts

Get USD, EUR, and GBP accounts to receive payments from platforms worldwide.

Learn more

Virtual cards

Virtual Visa and Mastercard for international payments.

Learn more

Send payments

Pay international companies and clients quickly, with competitive fees.

Learn more

Withdraw payments

Withdraw to your local bank quickly, with competitive fees.

Learn more
Apple Pay Google Pay Add to Apple Pay & Google Pay
Why Payowire

Why choose Payowire

Payowire is a payment platform built for freelancers and businesses who need to send and receive money quickly and securely.

  • Bank-beating rates

    Competitive fees designed to stay below typical bank charges.

  • We're fast

    Transfers and card issuing are built for speed, not overnight waits.

  • Easy to use

    A straightforward dashboard and app, so anyone can manage their account.

  • Secure by design

    Encrypted connections, app PIN, and two-factor sign-in protect your money.

Bank transfers

Payment transfers for working people

Move money on the payment networks your clients and banks already use.

  • ACH

    Send and receive ACH payments quickly, with competitive fees.

  • SEPA

    Send and receive SEPA payments quickly, with competitive fees.

  • SWIFT

    Send and receive SWIFT payments quickly, with competitive fees.

Security

Security you can verify

Protection is built into every card payment, transfer, and sign-in.

Card transactions

Unlimited card transactions with instant statements.

Extra-secure transactions

Every transaction is secured and monitored.

Audited regularly

Accounts and transactions are reviewed on a regular schedule.

Data protection

Customer data is protected with encryption and access controls.

  • Encrypted connections
  • PCI-DSS compliant card partners
  • App PIN & 2FA
  • Continuous monitoring
Download App

Manage Payowire from your phone

Send money, manage your cards, and track payments on the go. The Android app is ready to download, and the iOS app is coming soon to the App Store.

  • Instant transfers
  • Virtual Visa & Mastercard
  • Real-time notifications
Download forAndroid Coming Soon onApp Store

Android 7.0+ · v1.0.0 · 63 MB · All app downloads

QR code linking to payowire.com/apps Scan to download
on Android
Payowire app card details screen with balance, spend cap, and card actions